You Worked Too Hard to “Hope” Retirement Works Out
Retire on Your Terms With Tax-Free Income You Can Count On
Retirement shouldn’t be a guessing game. If your plan depends on the market behaving, taxes staying low, or Social Security paying what you hope, that’s not a plan — that’s a gamble. I help you build something better: guaranteed income, tax-smart strategy, IRMAA protection, Social Security clarity, and real control over your future — not the IRS, not Wall Street, not luck.
Clients Call Brandi Jo When “Hope & Pray” Isn’t Good Enough
Straight Talk. Real Strategy. No Wall Street Drama.
Wealth strategist. Truth teller.
If you’re 55+, sitting on serious retirement savings, and tired of conflicting advice, I help you build a retirement plan that:
- RETIREMENT ASSETS THAT PAY YOU FOR LIFE
- ELIMINATE LIFETIME TAXES
- PROTECTS YOUR DIGNITY, INDEPENDENCE & GIVES YOU OPTIONS
No hype. No guessing. Just clarity and control.
How I Help You Retire With Certainty
Here’s what we build together:
- Tax-Free Retirement Strategy — Roth conversions + smart design that reduces lifetime tax risk
- Guaranteed Lifetime Income — predictable checks you can’t outlive
- IRMAA + Tax Guardrails — avoid hidden penalties, unpleasant surprises, and government “gotchas”
- Social Security Clarity — timing and coordination so it supports your plan, not complicates it
If you want calm instead of chaos, I’ll get you there.
PODCAST
Latest Episode — The Brandi Jo Show
Real conversations about money, retirement, and building a life that actually feels good.
Start With Clarity Find out how much tax-free income you can create… and whether your current plan is actually built for the real world.
Confidential. No pressure. Just truth and strategy.