Business Owner's Quick Start Guide to ZERO Tax

Unlock Zero Tax Opportunities

Discover personalized, advanced zero tax strategies with Brandi Jo Newman, empowering business owners and their families for success.

The Business Owner’s Guide to Turning Income Into Assets — Not Taxes

ZERO Tax Playbook

Entrepreneurs, founders, and true owner/operators earning $250k–$5M+ who are tired of:  

- Paying employee-level taxes  
- Parking capital in retirement plans they can’t touch  
- Being told to “just max out a SEP”  This is not for W-2 optimization. 

This is for owners who want impact, liquidity, and control.

Get Started

START HERE: INCOME

You can make great money and still leak capital if income is where your strategy stops. Most business owners earn W-2 or S-corp pass-through income taxed at the highest rates—and if it stops there, it gets taxed there. SEPs, IRAs, and 401(k)s don’t fix this; they just postpone it. Those are employee tools. Owners redirect income. That starts by seeing the whole flow. Complete the Asset Map to show exactly where money comes in, where it moves, and where it ends.

Crafting Customized Wealth Strategies

Most business owners don’t have a tax problem.
They have a structure problem.

The tax code wasn’t written for employees.
It was written for people who build companies, allocate capital, and create jobs.

If you’re still using SEPs, IRAs, or 401(k)s as your primary strategy, you’re operating like an employee — even if you own the business.

ZERO is Your HERO shows you:

Why real business owners don’t use retirement plans
How income is actually taxed (and how to change that)
How some owners legally drive personal income tax toward zero
How to build assets without locking up liquidity for decades

This is not tax avoidance.
This is tax architecture.

The Lie Business Owners Are Sold

“Just Max Out Your Retirement Plan”

SEPs, IRAs, and 401(k)s were designed for:

Employees

Professionals under ~$100k

People deferring taxes, not building empires

For real owners, they are:

Capped

Illiquid

Tax-deferred (not tax-free)

Misaligned with growth and impact

Deferring taxes is not a strategy.
It’s procrastination with penalties.

Owners don’t defer income.
They redirect it.

Contact Us for Financial Guidance

Reach out to Brandi Jo Newman for expert financial planning in San Antonio.